Smarter
Debt,
Powering
Growth.

“Choosing to engage with Glengyle Finance to assist with securing debt funding for the Adelaide Football Club was the best decision we could have made.  Having worked with Craig as our banking relationship manager for a number of years, we had complete confidence that he would deliver the desired result. 

In the end, Craig exceeded these expectations and was able to deliver multiple offers from banks, all of which offered surplus headroom, with longer terms, at lower rates, with lower principal repayments and more comfortable covenants than was anticipated. 

Craig has played a pivotal role in supporting the Crows on our journey towards a new home in Thebarton.”

David Cursaro, General Manager Finance

“We engaged Craig from Glengyle Finance to tender finance for a significant new building project at St Peter’s Girls’ School. Craig went above and beyond to understand our school and our existing banking facilities and then prepared meticulous documentation for the banks, all within an incredibly tight timeframe. The results he achieved for us in the tender were outstanding.

Craig’s communication was detailed, timely and professional and included presenting options to the school’s Board of Governors and attending meetings between the banks and the school. He has a deep knowledge of the banking industry and managed the entire process from initial discussions through to negotiations with the banks and recommendations to the school. Craig obtaining full bank approval meant that the school could proceed with appointing a builder and start the project without delays. We would not hesitate to recommend Craig’s services to other schools and organisations looking to tender for finance.”

Cherylyn Skewes, Principal
Olivia Carter, Acting Business Director

“SAGE has enjoyed a decade-long partnership with Craig, who played a pivotal role in our refinancing journey with Bendigo Bank back in 2014. Now, as the founder of his own debt advisory business, Glengyle Finance, Craig remains a trusted advisor to SAGE.

When SAGE contemplated a comprehensive banking review and tender in 2022, we turned to Glengyle Finance without hesitation. Craig’s meticulous and extensive work was done to a remarkably high standard. Although we didn’t proceed with a tender to market, the insights gained informed our decision to consolidate our entire banking relationship in 2024.

Glengyle Finance diligently analysed the new bank’s offer, providing SAGE with the confidence to move forward. Craig’s expertise as an experienced banking and finance professional makes him a pleasure to collaborate with. We wholeheartedly recommend his services to fellow businesses.”

Dion Draper, Chief Financial Officer

“The South Australian Jockey Club (SAJC) engaged Craig to identify a banking partner that we felt would both work with the Club and fit better with our future goals.  This included the preparation of a comprehensive Finance Memorandum as well as the identification of suitable financial institutions. Craig then managed the discussions, negotiations and credit reviews resulting in the Club accepting his recommendation to move to a new bank. 

Craig’s professionalism and insight into the South Australian banking market gave us great confidence from the very start of this process, with the outputs and outcomes generated exceeding our initial expectations.  Craig’s sage banking industry knowledge and advice has been crucial as the Club embarks on a period of great transformation.  I am happy to highly recommend Craig and his business, Glengyle Finance.”

Michael Cox, Chief Financial Officer

"COG engaged Craig Phillips from Glengyle Finance to source a corporate debt facility to support our next stage of acquisitions.  We knew Craig from his recent banking days and though he would be a good fit for us.

After a smooth process which Glengyle Finance entirely managed, COG is delighted with the outcome.  The new facility at a major Australian bank, provides us with the amount we sought; however, with better terms, conditions and pricing than what was anticipated.

I would recommend any business seeking expert independent advice on their finance, to contact Craig at Glengyle Finance."

Andrew Bennett, Chief Executive Officer

“The outcome of our most recent engagement with Glengyle Finance was a career highlight for me. What Craig was able to negotiate with our bank was beyond what my experienced board and executive team thought possible. If you think that you can get this outcome with your internal team, then you are wrong. The level of detail that Craig requested from us for our tender made us think deeply about what we needed from our bank in order to fuel our growth plans.

The preparation that Craig put into our submission was greatly appreciated by the banks and this was certainly helped by the fact that Craig has spent many years on the other side of similar negotiations. Prior to meeting Craig, our finance arrangement was something that took up a significant share of mind as its low flexibility was a source of worry internally during peak periods. Now that the process is over and with a stunning outcome, we have gone back to focusing solely on how to improve our products to best serve our customers. You can’t ask for more than that.”

Toby Bensimon, Managing Director

“Serendipity brought us our introduction to Craig Phillips at Glengyle Finance, but I did not know how beneficial it would be to Chess Industries Ltd as a company, and ultimately me as a shareholder of Chess.

With so much passive cash being tied up, and growing monthly as we expand, Craig was able to negotiate a very positive outcome with CBA. 

It was his “DNA”, his experience that was the telling difference.  It would have been very difficult for Chess to continue expanding, and certainly we would not have contemplated a capital restructure, prior to Craig assisting us. I thank him.”

Steve Facer, Managing Director

“We have taken Craig’s advice on banking and security matters and found him to be professional yet practical in what is a complex field. 

We intend to maintain a continuing relationship with Glengyle Finance.”

Jon Hobbs, Group CEO

“One of my business interests required a more extensive, more permanent and lower cost financing arrangement than we have had until now – financing has just been on an ad hoc basis as required. Knowing Craig Phillips had established his new finance advisory business, Glengyle Finance, I asked him to review our options.

He advised us of what our options were, put together an extensive finance memorandum and approached a number of financial institutions.   Glengyle Finance managed the entire process right through to completion and now we have the right facility from the right institution to support our growth plans.

I will not hesitate to engage Craig again and highly recommend Glengyle Finance to others seeking expert finance advice and outcomes for their business, no matter what size.”

Andrew Downs, Founder & Director

“Craig and I had been working together on a new equipment finance facility for our fleet business for some time. A complicated facility, Craig took the time to understand our business and was tenacious in helping us get the result we wanted despite setbacks and challenges as banks moved their goal posts. 

When others might have thrown it in, Craig kept at it and together we strategised new approaches to get the eventual result which he followed it through to the end.

Craig is already working on our next facility, and I have no hesitation in recommending him should you be looking for your next business finance facility.”

James Ehman, Managing Director

“Our business in the water sector had been operating with one bank for over 20 years and we weren’t particularly happy with the bank’s approach to our facility. Following a strong recommendation from a colleague, we engaged Craig Phillips at Glengyle Finance to assist us in searching the finance marketplace for an institution which gave us a better fit.

Craig took the lead in the work, fashioning the information we provided to him into a memorandum which he took to a number of institutions. He managed the negotiations with shortlisted institutions, right through to an acceptable outcome and, on the back of his work, we are moving to a new bank.

Craig’s thoroughness, industry knowledge and financial nous gave us great confidence in his work. Further, he was unfailingly courteous and a pleasure to work with. I’d highly recommend him and his business.”

Laurie Curran, Managing Director